
The 5.1% trap: why your first investment property costs you money every month
The brochure shows a yield. Your bank statement shows a loss. Between them sit four line items no listing shows you.
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Two guides for two different plans: checking a first investment properly, or buying a property with deferred maintenance on purpose. Both show the calculation behind the number.

The brochure shows a yield. Your bank statement shows a loss. Between them sit four line items no listing shows you.
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“That is too expensive for me” ends a conversation. A cost schedule by trade ends a price discussion, in your favour.
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